![]() You’ll enjoy interest-free payments every two weeks, and you can pay it off early if you choose. It only works if the merchant accepts PayPal, but millions of online stores do. PayPal’s Pay in 4 feature is an excellent option if you want to make a large purchase more affordable by paying it over time. There’s no interest, but you could be hit with late fees totaling 25% of your purchase if you fall behind on your payments. PayPal Pay in 4 is a new function that lets you split your purchase into 4 payments via PayPal, the first payment due at the time of transaction and 3. To sign up, you’ll need your email, phone number, physical address, date of birth and a debit or credit card. AfterpayĪfterpay also offers a four-payment plan that pays off your purchases online or in certain stores in six weeks. The purchase limit for Affirm is $17,500, and a down payment may be required. Affirm is currently partnered with over 168,000 merchants. AffirmĪffirm offers a buy now, pay later loan with an interest rate based on your loan term and your credit. ![]() Sezzle evaluates your limit with every purchase based on a soft credit check, your order history with the service, how long you’ve been a customer and a few other factors. Unlike PayPal, Sezzle does not have fixed credit limits. Interest: None: Repayment method: Debit card, credit card or bank account: Buyer Protection 2: Included on eligible purchases. Sezzle is currently accepted at more than 44,000 online stores. Compare our Pay Later features Pay in 4 1 Purchase Amount: 30 to 2000: Number of payments: 4 interest-free payments: Time between payments: The first payment at checkout, then three repayments, one every two weeks. As long as you make your payments on time, there are no fees, and payments are interest-free. Like the others, Sezzle offers a four-payment plan. Klarna also has options for paying in 30 days and monthly financing. Like PayPal, you can pay for your purchase with four interest-free payments over time. ![]() Got more questions? Learn more on the PayPal website.Klarna was founded in 2005 in Sweden and also offers a Pay in 4 plan. No, there are no sign-up or late fees for using PayPal Pay in 4.Īll you need is a PayPal account with a linked credit card, debit card or bank account. If you would like to organise a return courier, please submit a request.Īre there any fees to use PayPal Pay in 4? Once the item has been received and assessed we will be in touch with an update on your refund. This service is free but may take a little longer. PayPal will be notified of your return and will process the appropriate refund.įor large items like whitegoods and certain TVs, we can organise a return courier for you. If you change your mind, bring your item in-store and we’ll process a refund as outlined in our Refunds & Warranties guide. Credit Check Concerns: PayPal Pay in 4 is a buy now, pay later installment payment option that allows customers to split their purchase into four equal. How do I return or exchange an item purchased with PayPal Pay in 4? The first payment is due at checkout and the remaining balance is paid in 3. ![]() Your first payment will be taken at checkout at the time of purchase, and the remaining 3 payments will be deducted every two weeks from the nominated payment method in your PayPal account. You get paid upfront, while your customers pay in 4 payments. Pay Later in 3 interest-free instalments Pay in three equal monthly payments with the first payment being collected at purchase. That’s it! Your purchase will be split into the remaining 3 payments, payable every 2 weeks.Once approved, your first payment will be taken. PayPal Pay in 4 divides your purchase into equal installments with no interest or fees. You’ll be redirected to log into or create a PayPal account and select Pay in 4.Once the Walmart website redirects you to Paypal’s portal, you’ll get the option to choose Paypal Pay in 4. You can simply select Paypal as your preferred payment option on checkout. Select PayPal as your payment method at checkout. Like the name suggests, Paypal’s new BNPL solution offers a 4-installment plan to finance whatever you’d like to buy from Walmart.To use PayPal Pay in 4 when shopping with us: Pay in 4 is an interest-free offer that allows eligible fans to split their qualifying purchases into four equal payments over six weeks. The first payment is taken at the time of purchase and you pay the balance in 3 payments every two weeks. Installment options: Pay in 4 (four payments over six weeks), Pay in 30 days and monthly financing APR: No interest for Pay in 4 or Pay in 30 days. You must be at least 18 years of age (or your state’s age of majority) to use Pay in 4. PayPal Pay in 4 is a service that allows you to make purchases now and pay for them over time in 4 smaller payments with no interest and no late fees. PayPal’s Pay in 4 is a buy now, pay later installment loan available through select retailers. Just choose PayPal at checkout and you’ll be redirected to log into your PayPal account. Yes, we accept PayPal Pay in 4 for online and over the phone purchases, up to $2000.
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